Legal

Terms & Conditions

Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

Welcome to the website of Abhisunray Inc ("we," "us," or "our"). By accessing or using our website at abhisunray.com, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

Use of Website

This website is provided for informational purposes and to facilitate communication between you and Abhisunray Inc regarding our financial products and services. You agree to use this website only for lawful purposes and in accordance with these Terms and Conditions.

You agree not to:

Financial Services Disclaimer

The information provided on this website is for general informational purposes only and does not constitute financial advice, an offer to lend, or a commitment to provide funding. All funding decisions are subject to our underwriting criteria and approval process. Terms, rates, and conditions vary based on individual business qualifications.

Intellectual Property

All content on this website — including text, graphics, logos, images, and software — is the property of Abhisunray Inc or its content suppliers and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content on this website without our prior written consent.

SMS/MMS Messaging Terms

By opting in to receive SMS/MMS messages from Abhisunray Inc, you agree to the following terms governing our text messaging program:

  • Automated Messages: SMS/MMS messages may be sent using an automated telephone dialing system (ATDS). These messages may include marketing and promotional content related to our financial products and services.
  • Message Frequency: Message frequency varies. You may receive up to 4 messages per month.
  • Message & Data Rates: Message and data rates may apply depending on your mobile carrier and plan. Abhisunray Inc is not responsible for any charges incurred from your carrier.
  • Opt-Out: You may opt out of receiving SMS/MMS messages at any time by replying STOP to any message. After opting out, you will receive a final confirmation message and no further texts will be sent.
  • Help: For assistance, reply HELP to any message or contact us at praveena@abhisunray.com.
  • Consent Not Required: Consent to receive SMS/MMS messages is NOT a condition of purchase or receipt of any services from Abhisunray Inc.

Limitation of Liability

To the fullest extent permitted by law, Abhisunray Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this website. Our total liability shall not exceed the amount you have paid to us, if any, in the twelve (12) months preceding the claim.

Indemnification

You agree to indemnify and hold harmless Abhisunray Inc, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these Terms and Conditions.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or assume responsibility for the content or practices of any linked sites.

Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Alabama, without regard to its conflict of law principles. Any disputes arising from these terms shall be resolved in the courts of Montgomery County, Alabama.

Changes to These Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after changes are posted constitutes your acceptance of the revised terms.

Contact Us

If you have any questions about these Terms and Conditions, please contact us:

Abhisunray Inc
7120 Mobile Highway, Montgomery, AL 36105
Email: praveena@abhisunray.com